banking built for independent businesses
for independent
businesses
Get paid, move money, and manage cash flow—with a free business checking account and a platform that was actually designed for you.
HOW TO PUT NOVO TO WORK
See what's coming in, what's going out, and what needs your attention without digging through spreadsheets.
Open your account, set up invoicing, and start getting paid in just a few clicks.
Connect accounting, payments, and payroll tools so everything stays in sync.
Handle more volume, plan ahead, and make smarter decisions without adding more busywork.
Trusted AI, powered by Claude, OpenAI, and Gemini, helps simplify onboarding and automate tasks like expense categorization—backed by the expertise and oversight of Novo's team.
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Customer since 2025
Banking tools that make starting easier
“Novo solved the challenges I faced as a new business, with QuickBooks integration, easy bank transfers, mailed checks, and invoicing. It’s been simple and seamless without a single issue.”
Customer since 2022
Clear finances without the hassle
“Novo simplified everything. The interface is clean, setup was easy, and I can always see what’s happening with my finances. It just works in the background, so I can focus on growing my business.”
Customer since 2025
Built for ease, speed, and support
Choosing a small business bank felt overwhelming. I needed something simple, with quick access to funds and easy budgeting. Novo stood out for being user-friendly and having fast, reliable support when I needed it.
Customer since 2022
Banking that actually keeps up with me
I wish my personal bank had 1/10th of Novo's functionality. It keeps everything organized — receipts, P&L statements, payments, and more. Vendors are always surprised by how easy and fast the payment request feature is. It says a lot!
Customer since 2021
No delays, no friction, no headaches
Novo has completely simplified how I manage my business finances. I can track cash flow in real time, organize expenses, and move money fast. No delays, no friction. It keeps me focused on clients instead of fighting with outdated banking.
Customer since 2025
Banking tools that make starting easier
“Novo solved the challenges I faced as a new business, with QuickBooks integration, easy bank transfers, mailed checks, and invoicing. It’s been simple and seamless without a single issue.”
Customer since 2022
Clear finances without the hassle
“Novo simplified everything. The interface is clean, setup was easy, and I can always see what’s happening with my finances. It just works in the background, so I can focus on growing my business.”
Customer since 2025
Built for ease, speed, and support
Choosing a small business bank felt overwhelming. I needed something simple, with quick access to funds and easy budgeting. Novo stood out for being user-friendly and having fast, reliable support when I needed it.
Customer since 2022
Banking that actually keeps up with me
I wish my personal bank had 1/10th of Novo's functionality. It keeps everything organized — receipts, P&L statements, payments, and more. Vendors are always surprised by how easy and fast the payment request feature is. It says a lot!
Customer since 2021
No delays, no friction, no headaches
Novo has completely simplified how I manage my business finances. I can track cash flow in real time, organize expenses, and move money fast. No delays, no friction. It keeps me focused on clients instead of fighting with outdated banking.
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Get Paid
Send invoices, accept payments, and know when the money will land.
Send and Pay
Pay vendors, contractors, and bills fast, however you need to.
Spend
Use cards, track expenses, and see where every dollar goes.
Plan and Protect
Set aside money for taxes and big expenses so nothing catches you off guard.
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Banking that
knows what you're
up against
Banking that
knows what you're
up against
Running a business is hard enough. Your bank should make it easier to get paid, move money, and stay on top of cash.